STP Calculator
A Systematic Transfer Plan (STP) moves a fixed amount every month from a source fund, such as a debt fund, into a target fund, such as an equity fund.
Illustrative result
Combined value
₹15.97 L
Target fund value
₹15.97 L
Source fund balance
₹0
Growth over time
Results are illustrative only and not a guarantee of returns.
Calculators
Each month the source balance earns its assumed rate, the transfer amount moves to the target fund, and the target balance earns its assumed rate. The chart shows the combined value over time.
Frequently asked questions
Why use an STP?
It lets you invest a large amount in stages rather than all at once, which can reduce the impact of entering the market at a single point.
Does an STP remove risk?
No. The target fund is still subject to market risks. An STP only spreads the timing of your entry.
Talk to us about your plan
A short, no-obligation conversation with our team in Jamnagar, or online for NRI families.