Skip to content
Kanethic – Invest With Discipline

Step-up SIP Calculator

A step-up SIP raises your monthly instalment by a fixed percentage every year, matching the growth in your income. Compare the illustrative outcome with a flat SIP.

Adjust the numbers

₹10,000
₹500₹5 L
10%
0%25%
15 yrs
1 yr40 yrs
12%
1%20%

The assumed rate of return is an input you choose; it is not a forecast. Actual outcomes depend on market conditions, costs and taxes.

Illustrative result

Estimated value

₹82.75 L

Total invested

₹38.13 L

Estimated gain

₹44.62 L

Growth over time

Results are illustrative only and not a guarantee of returns.

Calculators

The calculator increases the monthly amount once a year by the step-up percentage you choose and compounds each instalment at the assumed rate.

Frequently asked questions

Why choose a step-up SIP?

Your income usually grows over time. Increasing your SIP in step with it can raise the amount you invest without a large jump in any single year.

Is the step-up automatic?

Many fund houses offer a top-up or step-up facility on SIPs. We can help you set it up.

Talk to us about your plan

A short, no-obligation conversation with our team in Jamnagar, or online for NRI families.

Call usContact