Kanethic Investment

Goal-Based Investing: How to Match Mutual Funds with Life Goals Imagine your life goal as different trips you want to take in your life, some trips are nearby, some are a bit further, and some are long journeys. For short-term goals like vacations or buying a phone, you just need a scooter, which is quick and safe, like a short-term mutual fund. For medium goals like buying a car or planning a wedding in the next few years, this car works better, balanced and steady, like a hybrid fund. For big, long-term goals like retirement or your child's education, you’ll need a strong truck – it may take more time, but it carries the most, just like an equity fund. Goal-based investing is simply choosing the right vehicles (Mutual Fund) for the right journey (Goal). What is Goal-Based Investing? Goal-based investing is a method of planning your investment in accordance of your specific life goals, instead of investing randomly or based on return, you have set clear financial goal like buildin...

By Alpesh Kanani, Kanethic Private Limited In the world of investments, the key to long-term wealth creation isn’t about making big bets or timing the market perfectly—it’s about consistency, discipline, and harnessing the power of compounding. This is where the Systematic Investment Plan (SIP) stands out as a winning strategy for investors who want to build wealth steadily over time.    What is SIP?   A Systematic Investment Plan (SIP) is a method of investing a fixed amount in mutual funds at regular intervals—monthly or quarterly—instead of making a one-time lump sum investment. You can start a SIP with as little as ₹500, making it accessible for most investors.     Why is SIP Important? 1. Investment Discipline  SIPs enforce a habit of regular investing, ensuring you set aside money consistently. This discipline is crucial for long-term financial success, as it helps you avoid impulsive decisions and stay focused on your goals.    2. Rupe...