Kanethic Investment

Raksha Bandhan, a festival celebrating the bond between brothers and sisters, has evolved beyond its traditional rituals into an occasion that can also emphasize financial planning and long-term security. Traditionally marked by the tying of a rakhi and gifting, this festival presents a meaningful opportunity to empower siblings through financial gifts and planning. Here are some ways Raksha Bandhan connects with financial planning: 1. Gifting Financial Independence 
 Instead of conventional gifts like sweets or jewelry, brothers can gift their sisters financial instruments that promote independence and security. Examples include opening a zero balance savings account, fixed deposits, or starting systematic investment plans (SIPs). These gifts help build a foundation for financial freedom, allowing sisters to pursue their goals and handle uncertainties confidently. 2. Financial Literacy and Conversations 
 Raksha Bandhan is a great moment to engage in open and supportive talks ...

Goal-Based Investing: How to Match Mutual Funds with Life Goals Imagine your life goal as different trips you want to take in your life, some trips are nearby, some are a bit further, and some are long journeys. For short-term goals like vacations or buying a phone, you just need a scooter, which is quick and safe, like a short-term mutual fund. For medium goals like buying a car or planning a wedding in the next few years, this car works better, balanced and steady, like a hybrid fund. For big, long-term goals like retirement or your child's education, you’ll need a strong truck – it may take more time, but it carries the most, just like an equity fund. Goal-based investing is simply choosing the right vehicles (Mutual Fund) for the right journey (Goal). What is Goal-Based Investing? Goal-based investing is a method of planning your investment in accordance of your specific life goals, instead of investing randomly or based on return, you have set clear financial goal like buildin...

By Alpesh Kanani, Kanethic Private Limited In the world of investments, the key to long-term wealth creation isn’t about making big bets or timing the market perfectly—it’s about consistency, discipline, and harnessing the power of compounding. This is where the Systematic Investment Plan (SIP) stands out as a winning strategy for investors who want to build wealth steadily over time.    What is SIP?   A Systematic Investment Plan (SIP) is a method of investing a fixed amount in mutual funds at regular intervals—monthly or quarterly—instead of making a one-time lump sum investment. You can start a SIP with as little as ₹500, making it accessible for most investors.     Why is SIP Important? 1. Investment Discipline  SIPs enforce a habit of regular investing, ensuring you set aside money consistently. This discipline is crucial for long-term financial success, as it helps you avoid impulsive decisions and stay focused on your goals.    2. Rupe...

Gujarat International Finance Tec-City (GIFT City) stands as India’s flagship international financial hub, offering a unique platform for both domestic and global investors. With recent regulatory reforms, attractive tax incentives, and a broad range of investment options, GIFT City is increasingly seen as a gateway to global finance. What is GIFT City? GIFT City, located between Ahmedabad and Gandhinagar in Gujarat, is India’s first operational greenfield smart city and the country’s only International Financial Services Centre (IFSC). It is designed to provide a world-class ecosystem for financial services, fintech, IT, and related sectors, supporting both Indian and international investors. Minimum Investment Size in GIFT City Recent regulatory changes have made GIFT City more accessible to a wider range of investors by lowering entry barriers: Portfolio Management Services (PMS): The minimum investment size for PMS has been reduced to  USD 75,000 (approximately ₹65 lakh) , down...

Specialized Investment Funds, or SIFs, are a new type of investment option in India, launched by SEBI in 2025. SIFs are designed for investors who want more choices and flexibility than regular mutual funds, but don’t want to invest the large amounts needed for Portfolio Management Services (PMS) Why Were SIFs Created? Many people want to invest in special sectors or use advanced strategies, but regular mutual funds often don’t allow this. PMS options require a lot more money to start. SIFs help bridge this gap by offering more options at a lower minimum investment. Key Features of SIFs Minimum Investment: Usually, you need at least ₹10 lakhs to invest in a SIF. Risk and Return: SIFs are for people who understand the risks and are ready for moderate to high risk for the chance of better returns. Investment Strategies: SIFs can use advanced methods like long-short equity, sector rotation, or dynamic asset allocation. They can also invest in things like real estate, infrastructure, and p...

  The DTAA Advantage: Zero Tax Legally   Under the India–UAE DTAA, capital gains made by a UAE tax resident from the sale of Indian mutual funds are  taxable only in the UAE . Since the UAE does not levy personal income tax, this effectively means you  pay no tax  on these gains at all.   Step-by-Step Guide to Claim This Benefit Step 1: Check Your Eligibility You qualify if: You’re an NRI (i.e., you stayed outside India for more than 182 days in the financial year). You’re a  UAE tax resident  during the relevant financial year.   Step 2: Get a UAE Tax Residency Certificate (TRC) This is essential to claim DTAA benefits. How to apply: Visit the UAE’s Ministry of Finance online platform. Register on EmaraTax. Upload documents like passport, Emirates ID, visa, 6-month bank statement, and proof of Indian income. Pay the application fee (AED 50 + AED 500). TRC is usually issued in 5–10 working days.   Step 3: Fill Form 10F This form is avail...